Can I buy a home when I relocate or should I rent first?

I want to relocate to Florida; can I buy a house when I move down without being at my new job for a year or do I have to rent first?

Most lenders would like you to be in a new job for at least a year, but there could be some give in that if you are transferring. If you are paying cash for your new home you will be fine. If you need financing however, you will need to prove the lender how are you going to pay the mortgage every month for the next two years.
If you have a lot of assets generating income or income coming from a pension, it might work if you have no gaps in employment, are employed in a similar field and have proof of employment such as a contract and are moving for the new job you should be fine. If you have gaps of time unemployed, are starting a new career it might be hard. Without knowing your whole financial picture it’s best to talk to a mortgage specialist who can guide you through this. 

Thinking about buying a home?

Are you thinking about buying a home?

There's a big checklist to go over when buying a home: school rankings, traffic patterns, noise level, Walk Score, crime rates. When you throw in competing buyers, possible multiple offers and lender requirements, the process can be overwhelming. But there's no reason to go it alone. That's where I come in. As your local agent, I'm here to help you every step of the way. Whether you've just started thinking about buying a home or have already decided to take the leap, give me a call. Let's see what's possible.

Home Search. Where to start?

What's the best way to start searching for a home? Before you start clicking through new home listings on the Internet, save yourself time upfront. Make sure you've pre-approved by a reputable lender that knows our local market. Not sure who to call? Let me help. I work with lenders every day and can share my experience. As your local agent, I'm here to answer your questions – whether you're just thinking about buying a new home or are ready to take the leap. Please send me an email or give me a call.

Home Price. How much is too much?

How much is too much? You need to consider two numbers when shopping for a home. The first one your lender will give you: The maximum home price you can afford. The second number is even more important: what's the maximum home price you're most comfortable with? After all, you're the one who is going to make the monthly payments. You need to decide your comfort zone. Find your sweet spot and when you come across the home you're looking for, you'll know you can also find a home loan you can live with. Ready to start? As your local agent, I'm here to help.

Needs Vs Wants. How to decide?

Do you have two lists?

Houses are as different as people, and finding the right fit can be challenging. The best approach is to make two lists. One list is for your needs: What are the things you absolutely need in a house to even consider buying it. The other list is for your wants: Features that you'd like to have, but aren't crucial. What's on your lists? Let me help you sort through what's on the market today. As your local agent, I can help you find the home that's just right for you. Please send me an email or give me a call.

Which neighborhood is right for you?

Which neighborhood is right for you?

Commuting can be a big deal in a home purchase decision. Sometimes finding a home in the right location can be harder than you think. Finding the right neighborhood – a place that works for you, your family, your job, your hobbies and your priorities – can be challenging. That's where I come in. As your local real estate agent, I'm your neighborhood expert. I'll help you find a place that's just right for you and yours. Please email me or give me a call today.

Communication is Key! Here's my promise to you...

It all comes down to one thing

Communication. It's the single most important thing in any real estate transaction: Communication between you and me, communication with your lender, and communication with the seller and the seller's agent. Here's my promise: You'll be able to reach me when you need me, and so will everyone else. It's the hallmark of my success. Communication builds trust, and trust results in a successful transaction. I'll know I've succeeded when you tell your friends and family that I did a spectacular job. As your local agent, I'll be there for you – and you can count on me to help you make an informed decision. Please send me an email or give me a call.

Home Buyers and Agents - Why they make a great team!

The number one reason homebuyers need an agent

Negotiating: it's arguably the hardest part of the buying process. It's also the number one reason a homebuyer needs a professional real estate agent. The forms are daunting. The liabilities are huge. But there's a big difference between making an offer and making the right offer. As your local agent, I'm here to handle the negotiations for you. Let me show you how I can help. Please send me an email or give me a call.